Kathy Halliday-Otten has been a Redding resident since 1980. She grew up on a “Mini-Farm” raising chickens, cows, and a horse. This is where her love for finding solutions to everyday needs and developing a dedication and work ethic, has transcended to her decades of customer service.
In 2004, Kathy found a perfect solution to helping folks gain financial independence through the HECM, Home Equity Conversion Mortgage, commonly known as the Reverse Mortgage. The experience she has acquired over the years is by far her most important skill in the reverse mortgage industry, along with her holding 36 state mortgage licenses. Kathy has trained hundreds of loan officers across the country and has successfully assisted people 62+ to create a stable, sustainable, retirement through closing thousands of Reverse Mortgage loans in her career.
In 2008, she helped clients through the financial crisis turn terrible circumstances into favorable outcomes. She continues to assist clients through many different types of situations.
Currently, Kathy is dedicated and focused on talking to and educating people across the North State about how a reverse mortgage can enhance a person’s retirement or free up cash to ease some financial stressors. She is active in raising her two children together with her husband of 16 years. The whole family loves music, and as Kathy says “At least once a week we all come together and play our instruments…we make a great little band!” She loves to stay healthy by riding her bike and learning everything she can about nutrition.
Goals: Focusing on today while looking ahead is what Kathy has learned by being in this industry. She teaches the value of using home equity (Housing Wealth) as a part of any person’s future planning. As she says, “it is best to look at all of your options for retirement, and then start eliminating the ones that just won’t work, but if you never learned about the reverse mortgage fully by talking with a professional, then how can you know if it will work for you or if you are missing out on a potential winner?”.
Kathy maintains that her career in the reverse mortgage industry is for life. “I may never retire, this career and this program are so satisfying to me as a professional, that I see myself here indefinitely.” She invites everyone to call and learn more.